Join Us For a Free Seminar
What You Will Learn
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The 8 essential steps on the Road to Homeownership.
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How to get Pre-Approved to make your offer stand out in the competitive Southwest Michigan market.
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The 5 key factors that determine your FICO® Credit Score and how to improve it.
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The difference between popular loan types like Conventional, FHA, and VA, plus options for $0 Down assistance.
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The "Top Five Mortgage Don'ts" to avoid jeopardizing your loan while in escrow.
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How to determine your home budget by understanding PITI (Principal, Interest, Taxes, Insurance).
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Expert guidance on setting priorities and what to discuss with your Real Estate Agent.
Meet Your Presenters
Allan Volker
Meet Allan Volker, your trusted real estate expert with a wealth of experience spanning several years in the industry. Specializing in residential real estate sales, investment properties, and assisting first-time homebuyers, Allan has left a lasting mark in both Saginaw and Berrien Counties.
Having owned a successful mortgage brokerage in California, Allan's knowledge is not confined to just one aspect of the market. Now based in Southwest Michigan, specifically serving the St. Joseph and Benton Harbor area, his expertise is finely attuned to the nuances of the local real estate landscape.
With a genuine commitment to excellence, Allan's mission is to provide his clients with unparalleled service and expertise. Whether you're buying or selling, he endeavors to make the entire process smooth and stress-free, guiding you every step of the way. Always at the forefront of industry trends and technologies, Allan's dedication to keeping up-to-date ensures you receive the most innovative solutions for your real estate needs.
Driven by a passion for helping clients achieve their goals, Allan Volker is the agent you can rely on for an exceptional real estate journey.
Robert De La Torre
With more than 30 years of experience in the mortgage industry, Rob De La Torre is a trusted, knowledgeable, and client-focused Mortgage Loan Originator dedicated to helping borrowers achieve homeownership with confidence. Throughout his career, Rob has specialized in low and no down-payment solutions, first-time homebuyer programs, and grant-based assistance, making him a valuable partner for clients who need flexible, accessible financing options.
Rob's deep understanding of lending guidelines, program structures, and local housing initiatives allows him to match each client with the loan product that best fits their financial goals. Known for his clear communication, patient guidance and hands-on support, he takes pride in educating borrowers and empowering them to make informed decisions.
Whether working with firs-time buyers, growing families, or clients navigating complex financial situations, Rob is committed to delivering a smooth, transparent and stress- free mortgage experience from application to closing.
